Risk Disclaimer

1. Operator & Scope

This website is operated by: Philipp Jacob, based at Burj Khalifa, 11111 Dubai, United Arab Emirates. The following notices apply to all content, recommendations, links, and representations on the domain join.tradingphil.com and all associated subpages (collectively, "the Website").

2. No Financial Service, No Investment Advice

The content of this website — including descriptions of the supported exchanges, personal assessments, and market commentary — does not constitute investment advice, financial advice, or asset management advice. The operator does not hold a license as a financial service provider under German, EU, or comparable law. All content should be understood exclusively as personal opinion and general information, and does not replace individual, qualified advice before making an investment decision.

3. Risks of Cryptocurrencies & Leveraged Financial Instruments

Cryptocurrencies are subject to significant price fluctuations. A total loss of the capital invested is possible at any time, including as a result of regulatory intervention, technical failures, or market developments. Leveraged financial instruments such as futures and perpetual contracts carry particularly high risk: losses can exceed the original deposit, and positions can be liquidated within seconds. Trading such instruments is reserved for experienced investors who fully understand the risks involved.

4. Regulatory Notice: Excluded Regions

Content and references relating to YUBIT and WEEX are not directed at persons resident or based in the United States, the European Economic Area (including the EU), Switzerland or the United Arab Emirates. The operator does not provide services to these persons and does not actively promote these exchanges there. To the operator's knowledge, YUBIT and WEEX do not hold authorization under the EU Markets in Crypto-Assets Regulation (MiCA). Anyone from these regions who nevertheless uses one of these platforms on their own initiative bears sole responsibility for verifying whether this is permitted under the law applicable to them.

Kraken is to be considered separately: Kraken is a regulated exchange and, according to its own statements, holds authorization under MiCA in the EU. Kraken is therefore the intended partner exchange for users in the European Economic Area. Which products are available in which country is determined by the provider and should be checked there. Regulation of an exchange does not protect against trading losses.

5. Affiliate Disclosure & Conflict of Interest

This website, the operator's emails and the Discord server may contain referral (affiliate) links to Kraken, YUBIT and WEEX. If you open an account through one of these links, the operator may receive a commission from the respective exchange. This represents an economic conflict of interest. All content is prepared to the best of the operator's knowledge, but completeness or neutrality is not guaranteed.

6. Limitation of Liability

The operator accepts no liability for losses or damages arising from trading decisions, use of any of the featured exchanges, or regulatory consequences of such use. Availability, terms, and security of the linked platforms are the sole responsibility of the respective provider.

7. Tax Notice

Trading cryptocurrencies may trigger tax obligations that vary depending on your country of residence. This website does not provide tax advice. Users should consult a qualified tax advisor before making trading decisions.

8. Data Protection

For information on the processing of personal data, please see our separate Privacy Policy.

9. Applicable Law

The laws of the United Arab Emirates apply. Mandatory consumer-protection provisions of the country of residence of EU users remain unaffected.

10. Right to Amend

The operator reserves the right to change or supplement this risk disclaimer at any time without separate notice. The version published on this page is always the current one.